Uninsured Motorists for Hit & Run Accidents
Driving in general comes with its own risks, even when you adhere to laws and drive defensively. However, circumstances can occur where you’re the victim of others negligence. This includes being involved with uninsured motorists for hit & run accidents. The possible injury to you and damage to your property can be extremely distressing.
Being involved in a hit & run with a motorist without insurance can result in partial or complete vehicle damage. Also, if you’re injured in this type of accident, your concern may be whether you can recover compensation for damages. Additionally, you may need to recover lost wages.What are uninsured motorists for hit & run accidents?
This is when accidents are caused by drivers who have no insurance whatsoever. These are individuals with no bodily injury liability coverage. They are completely uninsured. Concerning the hit & run aspect, this occurs when another vehicle collides with your vehicle and the person “at-fault” leaves the accident scene.Uninsured hit & run accidents annually in the US
In 2015, 13.0 percent of motorists, or approximately one in eight drivers, was uninsured. This is according to the latest available statistics from a 2017 study by the Insurance Research Council (IRC). IRC measures the number of uninsured motorists based on insurance claims due to accidents.
What can you do to shield yourself from uninsured motorists for hit & run accidents costs? One option is to spend extra money to add uninsured motorist coverage to your existing policy. This means increased insurance expense to your household budget. You can also hire a lawyer to defend your cause.
Benefits of hiring a lawyer to help fight your case
If an uninsured driver collides with you, you may have to take legal action against the driver for compensation. Of course, you can only recover damages from a person who has assets. A lawyer can help you determine your best course of action.
The following are the benefits of hiring a lawyer to assist you in your case:
Assistance with Uninsured Motorist (UM) claims
- This involves help with claims for accidents caused by drivers who have no insurance at all.
- Assistance with Underinsured Motorist (UIM) claims.
- This involves help with claims for accidents caused by drivers who have insufficient coverage to provide you complete compensation.
- Financial recovery for devastating/debilitating injuries. In this case, you want timely action. A lawyer can help you meet the required deadlines for filing personal injury claims.
Help with an uninsured motorist claim against your insurance company
Unfortunately, this is a course of action that has to be taken sometimes. This occurs when an insurance company refuses to honor its commitment to pay on a policy.
This is concerning a policy that includes uninsured motorist coverage as applies to your personal injury. In essence, it may be a case of you suing your insurance company for acting in bad faith as per your agreement with them.
Consider consulting with a reputable law firm regarding uninsured motorists for hit & run accidents. Let their experience manifest itself in the best possible outcome for your case. You owe it to yourself to get the best legal advice possible.
Have you been involved in a hit and run or an accident involving an uninsured motorist? Anzalone Law Firm, PLLC, can assist you in possibly gaining the compensation you deserve to cover damages. Contact us to schedule a free appointment at: 603.548.3797.